(Original Article Written by Juboy – Real Yard Voice, 2025)
1. Mi Ago Ask Yuh Dis
Yuh ever look pon yuh payslip an seh: “Bwoy, mi work whole month an still cyaan see nutten lef?” 🤦🏾 Mi know dat pain. Truth is, whole heap a Jamaican live paycheck to paycheck. But hear mi now: richness nuh come from more hustle alone – it come from owning asset.
An mi nuh just chat – mi a drop di same wisdom weh Robert Kiyosaki (di “Rich Dad, Poor Dad” man) share, but mi a put it inna real Jamaican context. Mi ago show yuh 4 asset weh can build wealth fi life, even if yuh start broke like church mouse.
2. Why We Broke Di Real Context
Jamaica rough. Mi know:
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Minimum wage cyaan stretch fi rent, food, school fee.
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Plenty people tink seh “work harder” a di only solution.
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But truth is, if yuh only haffi trade yuh time fi money, yuh soon bun out.
Mi granny used to seh: “Cow weh only drink water, belly cyaan fat.” Yuh need asset weh work while yuh sleep.
3. Wah Nuh Work
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Myth 1: Save inna bank alone mek yuh rich. (Bank interest cyaan even buy two patties).
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Myth 2: Rich people just lucky. (Dem invest smart).
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Myth 3: Asset mean car, chain, or big sneakers. (Dat deh is liability – dem tek money OUT yuh pocket, not put it in).
4. Di 4 Asset Fi Life
1. Business / System
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Nuh haffi be one massive company. Even yuh likkle shop, barbershop, or online hustle can scale.
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If yuh build a system weh run wid or widout yuh, dat a real asset.
2. Real Estate
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Land cyaan grow pon tree. Yuh buy one likkle piece now, 10 years later di price double.
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Rental property a next level – people pay yuh monthly, money flow steady.
3. Paper Assets (Stocks, Bonds, ETF)
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Plenty Jamaican fraid stock market like duppy. But if yuh learn it, yuh can own piece a Apple, NCB, or Tesla wid small change.
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Paper asset easy fi start, an dem compound long term.
4. Intellectual Property
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Book, song, app, online course – once yuh create it, it keep pay yuh.
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Look pon Bob Marley – decades later, di man still a earn off him catalogue.
5. Expert Yard Insight
Kiyosaki seh: “The poor work for money, the rich make money work for them.”
Translate to yard:
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Poor man wait pon payday.
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Rich man set ting so seh asset bring in steady stream – rental, dividends, royalties, business profit.
Even di dancehall artist dem know – one big hit tune can feed yuh long after stage show done.
6. Case Study From Mi Area
Mi brethren start wid likkle jerk pan pon roadside. Him save, buy di shop space, rent half to one hairdresser. Today, him nuh just sell jerk chicken – him collect rent, him own di building. Dat a asset building inna real life.
Before: only chicken money.
After: chicken money + rent money.
7. Mistakes Fi Avoid
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Don’t buy liability an call it asset. (Big car fi show off = liability).
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Don’t wait till yuh “rich” fi start invest. (Start small).
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Don’t follow hype. (If yuh cyaan explain it simple, nuh put yuh money deh).
8. Who Dis Might Nuh Work For
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If yuh nuh ready fi learn, yuh will lose.
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If yuh only want “get rich quick,” yuh ago bun.
FAQ:
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“Mi haffi have nuff money fi start?” → Nope. Start likkle, grow it.
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“Which asset best?” → Depends pon yuh skills an situation.
9. 3 Step Start
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Open one investment account (JMMB, NCB, Barita).
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Start side hustle weh can tun business.
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Save toward land, even if is one likkle rural piece.
10. Real Encouragement
Mi nah tell yuh seh riches easy. But if yuh focus pon asset over flashy liability, mi guarantee yuh wealth ago grow.
Every dollar weh go ina asset = soldier weh work fi yuh 24/7.
So memba:
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Liabilities tek from yuh.
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Assets feed yuh.
Choose wise.
11. From Juboy
Mi waan hear from yuh:
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Which asset yuh tink fit yuh lifestyle?
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Drop yuh comment, share wid yuh friend dem.
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Follow di page fi more real yardman wealth talk – no gimmicks, just real reasonings.
Cause memba: di sea cyaan dry up, but only who carry bucket get water. Go fi yuh bucket now!
– Juboy, August 2025
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